Terms and Conditions of Use

1. Acceptance of Terms

By accessing and using the Verdinavesto website (hereinafter, "the Site"), you agree to comply with and be bound by these Terms and Conditions of Use. If you do not agree with any part of these terms, you should not use this Site.

2. Service Description

Verdinavesto is an informational website providing educational content on financial planning related to important life events, including marriage, childbirth, college education, and retirement in the Mexican context.

The Site offers:

• General information on costs associated with life events
• Educational resources on financial planning
• Calculators and informational tools
• Updated content on financial trends in Mexico

3. Informational Nature of Content

IMPORTANT: Content provided on this Site is for informational and educational purposes only. It does not constitute professional financial, legal, tax, or investment advice.

• Information presented is based on general data and Mexican market averages
• Costs and figures are estimates that may vary according to individual circumstances
• We do not recommend specific financial products or particular institutions
• Financial decisions should be made in consultation with certified professionals

4. Permitted Use of the Site

You agree to use this Site only for lawful purposes and in accordance with these terms. Specifically, you agree NOT to:

• Use the Site in a manner that violates applicable laws or regulations
• Reproduce, duplicate, copy, or resell any part of the Site without express authorization
• Attempt to gain unauthorized access to systems or networks connected to the Site
• Transmit viruses, malware, or any malicious code
• Collect user data through automated methods (scraping)
• Impersonate another person or entity
• Interfere with the normal operation of the Site

5. Intellectual Property

All content included on this Site, including but not limited to text, graphics, logos, images, videos, source code, and software, is the property of Verdinavesto or its content providers and is protected by Mexican and international intellectual property laws.

You may:

• View and download content for personal non-commercial use
• Share links to the Site on social media
• Quote brief excerpts with proper attribution

Prohibited:

• Modify or create derivative works from the content
• Use content for commercial purposes without authorization
• Remove copyright notices or trademarks

6. Links to Third-Party Sites

This Site may contain links to third-party websites for your convenience. We do not control or endorse the content of these external sites. Access to third-party sites is at your own risk, and you should review the terms and privacy policies of those sites.

7. Information Accuracy

We make reasonable efforts to keep information current and accurate, however:

• Costs and figures presented are estimates based on publicly available data
• Information may change without prior notice due to market fluctuations
• We do not guarantee the accuracy, completeness, or currency of all information
• We recommend verifying critical information with official sources and professionals

8. Limitation of Liability

To the maximum extent permitted by applicable law, Verdinavesto and its directors, employees, and affiliates shall not be liable for:

• Direct, indirect, incidental, consequential, or punitive damages
• Loss of profits, data, or use
• Financial decisions made based on Site information
• Service interruptions or errors on the Site
• Third-party content or conduct on the Site

You acknowledge that use of the Site is at your own risk and responsibility.

9. Indemnification

You agree to indemnify and hold harmless Verdinavesto, its directors, employees, and affiliates from any claim, damage, obligation, loss, liability, cost, or debt, and expense (including legal fees) arising from:

• Your use of the Site
• Violation of these Terms and Conditions
• Violation of third-party rights
• Any content you submit to the Site

10. Privacy and Data Protection

Use of your personal data is governed by our Privacy Policy, which forms an integral part of these terms. By using the Site, you consent to data processing as established in said policy.

11. Modifications to Terms

We reserve the right to modify these Terms and Conditions at any time. Changes will take effect immediately after posting on the Site. It is your responsibility to periodically review these terms. Continued use of the Site after changes constitutes acceptance of modified terms.

12. Termination

We may suspend or terminate your access to the Site immediately, without prior notice or liability, for any reason, including without limitation if you breach these Terms and Conditions.

13. Governing Law and Jurisdiction

These Terms and Conditions shall be governed by and construed in accordance with the laws of the United Mexican States. Any dispute related to these terms shall be subject to the exclusive jurisdiction of the competent courts of Mexico City, Mexico.

14. Severability

If any provision of these terms is deemed invalid or unenforceable, such provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

15. Waiver

Failure to exercise or enforce any right or provision of these terms shall not constitute a waiver of such right or provision.

16. Entire Agreement

These Terms and Conditions, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and Verdinavesto regarding use of the Site.

17. Contact

If you have questions about these Terms and Conditions, you can contact us:

• Email: legal@verdinavesto.com
• Phone: +52 55 2881 6758
• Address: Av. P.º de la Reforma 342, Juárez, Cuauhtémoc, 06600 Mexico City, CDMX

By using Verdinavesto, you acknowledge having read, understood, and accepted these Terms and Conditions of Use.